단순�?비교 해보았을 �?한화손해보험�?보장 금액�?조금 �?�?것으�?보입니다. If a grammatical theory that's included to 서툴�?can be a vowel �?and there is no other selection other than a vowel �?then that grammatical principle can't be additional to 서툴�? In apply, the term “있다�?can modify to a different verb to point that a Successfully Submitted (Awaiting Approval)